The people most likely to be hurt by predatory contracts are often the least able to afford help. This front brings contract literacy to them — for free.
Contract literacy shouldn't be a privilege. The family signing a first lease, the worker handed a confusing loan, the parent facing a stack of fine print — these are exactly the people the "fine print tactic" is designed to beat. This front of the movement partners with cities and public libraries to deliver the program at no cost to the people who need it most.
We're launching pilot programs this summer in partnership with municipal and library systems — turning trusted community spaces into places where anyone can learn to read what they sign. Libraries are where people already go for free, judgment-free help; contract literacy belongs there.
Delivered at no cost to residents — funded through sponsors and grants, not the people we serve.
The same real-clause, real-dollar approach — no jargon, no lectures, no shame.
Libraries, community centers, and city programs — trusted, accessible, local.
Credit unions, banks, and foundations fund delivery as community-impact and CRA-qualified programming.
To help ordinary people avoid costly mistakes, understand what they're signing, and gain confidence in the decisions that affect their lives — regardless of what they can afford.
If you lead a city program, a library system, a nonprofit, or a foundation — or you're a sponsor looking to fund real community impact — let's bring a free contract-literacy program to your community.
Cities, libraries, nonprofits, and sponsors — let's build a program for the people who need it most.