As heard on New Wall Street Unplugged “Don’t sign another contract before you listen to this” · episode 1391 with Frank Curzio Listen also on The Stacking Benjamins Show All appearances

CL Contract Literacy™

The Contract Literacy Movement™

The two most dangerous words are "I agree."

Every day, people sign away money, homes, and leverage in documents they were never taught to read. We're changing that — teaching athletes, service members, students, and whole communities to read what they sign before they sign it.

Explore the movement Read the #1 best seller

Module 3 · Auto Financing

The six-module video series

Six modules. Every signature that shapes a life. The lease. The auto loan. The first job offer. The NIL deal. Each one runs 20–30 minutes in plain English and comes with a workbook you keep — the class no one ever taught you, right before you sign the next one.

#1Best Seller on Amazon

Top 10in Personal Finance

30 yrsas a contract attorney

6modules in the series

Why a movement

Contract literacy isn't a niche legal skill. It's self-defense for modern life — and almost no one is ever taught it.

The government now has a name for what happens when they aren't: the "fine print tactic." People aren't careless — the documents are built to be skipped. We exist to hand that power back, in plain English, to everyone: the athlete signing an NIL deal, the family signing a lease, the service member signing at transition, the student signing a first offer.

Founded by Leo Mann — a 30-year contract attorney and #1 best-selling author of Don't Sign That — the movement now reaches across six fronts.

$400B+lost by Americans each year to terms they never read

1 in 3adults can't confidently read a basic contract

Every signaturea lease, a loan, an offer, an "I Agree" — the moments that shape a life

Where your subscription actually goes

Every dollar of every paid subscription to The Clause funds our free community workshops — for the people signing the lease, the loan and the first job offer who need this advice the most and can least afford to pay for it.

Nobody passes a hat. The institutions that can pay, do — and that revenue puts a thirty-year contract attorney in a room with people holding the real paperwork. If you subscribe, you are not buying a newsletter. You are buying somebody else a seat.

Fund the free work →

Somerville, Massachusetts — where the free contract-literacy workshops were delivered in September 2026 — **Somerville, Massachusetts**Delivered in September 2026 with the Chamber of Commerce, the Community Action Agency and the City of Somerville. Free, plain English, nothing sold.

FreeAlways. Nothing is ever sold in the room.

50 booksGiven away at every workshop, at no charge to anyone.

Real paperworkPeople bring their own documents. We read them together, line by line.

Delivered · Somerville, Massachusetts · September 2026

Somerville read the fine print. Here’s what they said.

In September 2026 the movement’s free community program went live in Somerville, Massachusetts — with the Somerville Chamber of Commerce, the Community Action Agency of Somerville and the City of Somerville itself. Three rooms, no charge, nothing sold. This is what the people who hosted them wrote afterward.

Three partners · Three sessions · Free to every participant

“Following up to say an enormous thank you for generously providing the city with yesterday’s workshop. It was deeply informative and engaging — it had me nervously looking for my own lease to see what’s on that fearsome page 6!”

“Thank you for the workshop. We truly appreciate it. I’ve heard from multiple members how helpful it was. I’ve also talked to several businesses about the worth of hearing an expert like yourself explain, in plain language, the contractual traps we can fall into. The time was very valuable and we appreciate the opportunity!”

“Thank you Leo! That was a great presentation; I certainly learned a few things.”

Your community is next. The Somerville model — free, co-branded, built around the paperwork people actually sign — is open to cities, agencies, chambers and libraries everywhere.

The full Somerville story

Six fronts, one mission

The movement, where it's needed most.

Each front brings contract literacy to a community that signs high-stakes documents — and rarely gets taught how to read them. Explore each one.

Front 01

NCAA & NIL

NIL is the first contract athletes care about — not the last they'll sign. A 6-module program built for student-athletes and athletic departments.

Explore NIL & athletics Free programs Front 02

Community

Bringing the movement to people who can't afford to be taken advantage of. Free programs with cities, agencies and libraries — now delivered in Somerville, Massachusetts.

See the community work Front 03

Military

Service members are prime targets for predatory contracts — it's why the Military Lending Act exists. Contract literacy for those who serve.

Explore the military front License Front 04

Advisor License

Financial advisors license the curriculum to give clients a skill that protects every dollar they help them earn and keep.

See the advisor license Front 05

High School Systems

The skill nobody teaches before graduation. A turnkey curriculum that prepares students for the first real contracts of their lives.

Explore school systems #1 Best Seller Front 06

The Book

Don't Sign That — the #1 best-selling guide that started the movement. Plain-English contract literacy for everyone.

Get the book

The book that started it

Don't Sign That

The #1 best-selling guide that grew into a national movement. Thirty years of a contract attorney's hard-won lessons, translated into plain English anyone can use the next time they sign anything.

Get it on Amazon Learn more

Leo Mann — founder of The Contract Literacy Movement and author of Don't Sign That

The founder

Meet Leo Mann

For thirty years, Leo Mann has sat on the other side of the table — a corporate contract attorney who reads the fine print for a living. He wrote Don't Sign That, the #1 best-selling guide to reading what you sign, and built The Contract Literacy Movement to hand that skill to everyone: athletes, service members, students, and whole communities.

His approach is the same one that made the book a best seller — take the language that's built to be skipped and put it back in plain English, so people can walk into any signature knowing exactly what they're agreeing to.

Plain English. Fair deals. Better lives.

On the national stage

The message is going everywhere.

Leo is bringing contract literacy to national audiences. Two episodes are live — the rest are linked here as they air.

WSU

Listen now · Sept 11

Wall Street Unplugged

with Frank Curzio · episode 1391, Don’t sign another contract before you listen to this — a live walk through the brokerage agreement, clause by clause

Listen to the episode

Listen now · Aug 17

Stacking Benjamins

with Joe Saul-Sehy & OG · episode 1885, The Four Psychological Tricks That Get You to Sign Anything

Listen to the episode

Recorded · airing soon

The Jordan Harbinger Show

with Jordan Harbinger

Taping October 22

Glennda Baker's Shows

Sugar & Spice · Glennda's Guru

Every appearance, with what each one covers, lives on the podcasts & press page — and the free guides Leo mentions on the shows are at contractliteracy.com/stackers and contractliteracy.com/curzio.

Athlete Spokespersons

Athletes are joining the movement.

Student-athletes who've lived the NIL era are stepping up to help teach the next generation to read what they sign. Our first spokespersons will be announced soon.

Coming Soon To be announced Athlete spokesperson

Are you an athlete who wants to help lead the movement? Get in touch →

Bring it to your people

Let's start a conversation.

Athletic department, city, library, base, advisory practice, or school system — tell us who you serve and we'll show you what contract literacy looks like for them.

Prefer email? Reach Leo directly at
leo@leomannpublishing.com